Prestige and Credit Ratings

[Ottoman]

Credit ratings influence the ability of PC and NPC nations to borrow from financial centers, foreign financial centers and occasional referee determined loans.

High Credit means low interest, while low credit means high interest or not being considered worthy of lending to at all.

Instead of using the real life ratings (AAAA etc), we are going for simplicity.

A Solid history of repayment on regular basis, no history of default or renegotiating terms. Interest 5%

B Good history of repayment, with occasional renegotiating of terms. Interest 7%.

C Limited history or no history of borrowing. Interest 10%

D Poor history with frequent renegotiation or a history of at least one default in the last 50 years. Interest 10%

F Poor history with frequent default or renegotiation or both, interest 15%

[Ottoman]

National prestige determines how effective player nations can interact with NPC nations and organizations. It high ratings enable governments to intimidate or persuade NPC entities to do what they wish while low ratings mean that NPCs are less likely to be influenced.

At game start, all player countries will have a prestige rating, and some NPC nations will as well.

Success rolls will be determined by the situation, influence being attempted, and national prestige rating.

Prestige can be gained by success in war, negotiating treaties, and making major discoveries (finding Australia for example).

Prestige can be lowered by losing war, or fighting unnecessary wars, or embarrassing political / diplomatic blunders, and internal problems.

[Ottoman]

As of Game 1768

Player Countries

British Empire
Prestige A Credit Rating A

American Colonies
Prestige C Credit Rating C

France
Prestige B Credit Rating F

Spain
Prestige B Credit Rating C

Dutch
Prestige B Credit Rating A

Portugal
Prestige C Credit Rating C

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